313 Dirksen DRIVE, #B14, Debary, FL, 32713 | $180,000

Perfect 1st home or Downsizing take a look at this desirable second floor condo with 2 bedrooms, 2 bathrooms, assigned parking space. This home has lots of space in a split plan layout with gorgeous views of the community pool and St. Johns River. Riverside Condominiums community has a large screened
free-form pool with spa as well as several pavilions and screened gazebo for outdoor fun and barbeques. Private docks on waterway to St. Johns
and Boat ramp. Walk to restaurants and I-4 access is a snap! Great opportunity and pets are allowed. Buyer's agent to verify all measurements. More Pics to be added Schedule a showing today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: RIVERSIDE CONDO DEBARY
  • Year Built: 1985
  • Approx Sq. Feet: 1,024
  • Acreage: 0.02
  • Est. Taxes: $1,234
  • Condo Fee: $260 Monthly
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: O6223696
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6223696/313dirksendrive_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 1:32:27 PM)
Listing courtesy of FIRST LADY REALTY AND INVESTMENTS   Phone: 407-383-4848

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

313 Dirksen DRIVE, #B14, Debary, FL, 32713

$180,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $144,000 $144,000 $144,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $103 $103 $103
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $995 $970 $1,225
Total Monthly Payment $1,173 $1,148 $1,403

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.