Welcome to Cordova Palms, our newest community in St. Johns County! Enjoy low CDD and HOA fees, along with amazing amenities including a clubhouse, gym, pool, playground, pickleball courts, and a dog park. This natural gas community is home to the award-winning Amherst II plan, boasting 2, 201 square feet of living space. This stunning home includes a front elevation with stone accents, 4 bedrooms a loft, 3 full baths, and a 3-car garage, all situated on a cul-de-sac lot with a beautiful preserve on the side. The oversized kitchen and café area are filled with natural light and are perfect for family gatherings. The owners' suite features a walk-in tile shower, an oversized walk-in closet, and double sinks. The home is designed with wood-look tile in the main living areas, tile in all bathrooms, 42'' white cabinets, a double gas range oven with microwave, quartz countertops in the kitchen and bathrooms, blinds, a tankless water heater, recessed lighting in the kitchen and family room, pre-plumbing for a water softener, and pre-wiring for pendant lights above the kitchen counter. The covered lanai includes a natural gas stub, perfect for outdoor entertaining. Dream Finders Homes offers the best value at every price point. The seller will pay closing costs when you use our preferred lender. Plus, enjoy 1 GIG of internet included with your HOA! This home will be ready in December 2024. Visit us today and discover your dream home! CLOSING COSTS PAID UP TO $10K WITH DREAM FINDERS HOMES PREFERRED LENDER
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Our Executive Mortgage Banker:
Our Insurance Division:
$498,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,192 | $399,192 | $399,192 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $2,731 | $2,728 | $3,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.