Welcome to some southern charm in Starkey Ranch. Located in one of the most sought communities in Tampa Bay, this MI Home, the Sheridan floor plan, is not only an efficient layout, but its location within the community is fabulous. This north facing home is a 3 bedroom, plus bonus/den, 2. 5, bathroom, 2 car garage home, plus LOFT, with over 2700 sq ft of living. Due the rear load garage, you get to enjoy a very spacious covered front porch that provides water/preserve views of the area called Cunningham Lake where you can watch the local wildlife. Meticulously landscaped with beautiful crape and myrtle trees and colorful plants makes the front entrance so inviting. Once inside, take note of the engineered hard wood flooring throughout the main level. Wide foyer is grande, tall ceilings a must, and 8 ft doors seal the deal. To your left you have a spacious office/den/bonus area. To you right, you enter the private owners quarters which is on the main floor. Laundry room has new light cabinets for storage and there is a bit more under the staircase too. French door open up to a large room with natural light that takes you into the primary ensuite. Modern and light stone vanity with dual sinks, large tiled walk-in shower with bench, and walk-in closet. As you enter the heart of the home, the floor plan opens up to the living room, dining area, and the kitchen. Breathtaking decor and designer light fixtures on dimmers are in place. The living room offers a cozy vibe with tray ceiling and windows all around. The deluxe kitchen provides walk-in pantry, stainless steel -gas- appliances, 2024 LG refrigerator, thick crown molding, glass cabinet, 2 built-in wine racks, under cabinet lighting and a custom glass backsplash in neutrals. The island is the centerpiece adding additional seating next to the dining space that can accommodate a large table of 8. Sliding doors take you outside to your covered lanai for grilling or entertaining. Upstairs, you enter the very large loft/bonus room that you can use for additional entertaining or movie nights. The 2 remaining bedrooms are to your left, they each have a walk-in closet and share a full bathroom with and tub/shower combo. Storage throughout. This well-cared for luxurious home is a show stopper. It is located a few blocks from the Starkey K8 school, Creative World School daycare, and the Pasco County district park. Starkey Ranch provides MILES of walking/biking/running trails throughout the preserve, 3 pools for residents, tennis courts, a track, a public library, basketball courts, and so much more. The lifestyle team plans events throughout the year for all ages. Grocery, medical, restaurants, shopping, and entertainment are all around the corner in the Starkey Ranch town center. Close to the Veterans Expressway for travel to Tampa. Tampa International Airport is about 40 minutes while Clearwater International Airport is about 40 minutes. Beaches are close and easy for day trips. Enjoy the luxuries inside and outside. Click on both links to enjoy a video as well a walk-through floor plan.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $568,000 | $568,000 | $568,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $588 | $588 | $588 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,779 | $3,775 | $4,870 |
Total Monthly Payment | $4,459 | $4,455 | $5,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.