PREMIUM LOT! Never lived in OREN model home located in On Top of the World a 55+ community. 2 bedrooms, 2 bathrooms, 2-car garage, offering plenty of space and convenience. The kitchen is modern and stylish, with granite countertops, stainless steel appliances, gas stove, a pantry, and recessed lighting, making it perfect for cooking and entertaining. The living and dining room combo provides an open and inviting space for hosting guests or relaxing. The primary bedroom is spacious and includes a walk-in closet. The adjoining bathroom is equipped with a double vanity, custom cabinets and a tiled walk-in shower with a bench seat. The screened porch is a delightful spot to sit and enjoy the view, whether you're having your morning coffee or relaxing in the evening. This well-cared-for home also features upgraded insulation and insulated garage walls too and is ready for its new owners. HOA includes lawn care/landscaping, roof repair, exterior painting every seven years, curbside trash & recycling pickup, guarded gates and all the amenities that On Top of the World's premier 55+ community has to offer. Convenient to shopping, dining, medical, parks, and just a short drive to World Equestrian Center! Make your appointment today to see this beautiful property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,582 | $1,541 | $1,973 |
Total Monthly Payment | $2,023 | $1,982 | $2,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.