Unicorn alert! Nestled on a corner lot in a wonderful tree-lined neighborhood, this property not only offers a main house with easy, single-level living, but also features a separate two story apartment! The main home has a versatile floorplan with exceptional flow. Amazing natural light & gleaming hardwood floors throughout. The generously sized living room is anchored by a gorgeous picture window and wonderful built-ins and flows right into a dining area for 6+ w access to a huge deck overlooking your level, verdant & fenced backyard. 3 well-sized bedrooms with great closet space and a modern tiled bath round out the main level. 2 large bonus finished spaces in the basement ideal for a playroom, den, or guest space. 2 car garage & central air! Across the way, you'll find the in-law with its 2 private entrances. Handsome EIK w granite countertops & excellent storage & bright & cheery LR on main level. Upstairs, there are 2 BRs share a full bath & laundry. In-wall AC for both floors. The primary has two closets incl a large walk-in and wonderful views, while the smaller could also serve as an ideal craft room or office. Gas heat, low maintenance vinyl siding. Truly a remarkable opportunity - absolutely not your average "in-law. " Exceptional location in town minutes from the Merritt and 95. Come and see how this swiss army knife of a home can best be put to use for you! Subject to seller finding suitable housing, flexible closing preferred / negotiable. Seller is actively looking.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 4 | Ceiling Fan,Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Laminate Floor | Main |
Full Bath | Tile Floor | Main |
Full Bath | Tile Floor | Main |
Kitchen | Laminate Floor | Main |
Living Room | Hardwood Floor | Main |
Living Room | Laminate Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
Rec/Play Room | Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $817 | $817 | $817 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,912 | $2,912 | $3,787 |
Total Monthly Payment | $3,821 | $3,821 | $4,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.