Welcome to 4140 Reflections Pkwy, a stunning residence on a beautiful lake, located in the desirable Villa Rosa community in Sarasota, FL. This immaculate 2-bedroom, 2-bathroom home with a versatile Den (ideal for an office, flex space, or additional bedroom) features a spacious 1, 771 sqft floorplan and a tranquil lake view. NEW AIRCONDITIONING AND HEATING SYSTEM with 10 year trnsferrable warranty. Custom Den entrance with pillars. Bay Wiindow option in Master Bedroom. Beautiful tray ceilings, round accent walls in dining room and corner beading through out home. 3M window film for solar and hurricane protection. Professional ASID decorator did Tommy Bahama theme.
Villa Rosa offers a secure, gated environment with a vibrant, walkable lifestyle. Enjoy a maintenance-free home with top-tier amenities, including a heated pool and spa overlooking a picturesque central lake. The community also features a clubhouse, fitness center, and well-maintained landscaping, with HOA fees covering lawn and shrub care, irrigation, and basic cable.
Centrally located, this home provides easy access to Sarasota’s top-rated schools, beautiful beaches, major highways, and downtown attractions. Adjacent to the community, Urfer Park offers nature trails, a playground, and picnic areas for outdoor enjoyment.
Experience the best of secure, gated living in Sarasota with this exceptional property in Villa Rosa. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,396 |
Total Monthly Payment | $3,206 | $3,136 | $3,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.