Imagine stepping into your ideal Florida retreat—a charming, fully furnished beach cottage nestled on peaceful Manasota Key. Recently updated, this retreat is just steps from both the Gulf of Mexico and Lemon Bay, and bordered by the serene Stump Pass State Park, offering a blend of natural beauty and comfortable living.
Start your mornings with a freshly brewed coffee on the fully enclosed, newly screened lanai, surrounded by lush Florida landscape, where you can feel the warmth of the sun and embrace the tranquil atmosphere. Venture out to the nearby beach to collect rare shells or enjoy kayaking while watching dolphins play in the waves.
Inside, the cottage boasts a flexible open floor plan designed for relaxation and entertainment. The formal dining room and kitchen invite you to host lively gatherings or prepare delicious meals. Recently updated features include bathrooms, lighting, and interior/exterior paint, enhancing both functionality and aesthetics.
The home has been meticulously maintained with worry-free HURRICANE-RATED WINDOWS, a recently replaced hot water heater and A/C system, and a durable METAL ROOF ensuring longevity. With TWO MASTER SUITES offering privacy and comfort, you and your guests can unwind in style.
Whether you're enjoying leisurely sunset beach walks, kayaking along the Gulf or intercoastal waters, or indulging in world-class boating and fishing, every day offers new outdoor adventures.
Join the community of sun-seekers who have chosen Florida for its warmth and natural beauty, leaving behind the cold to embrace the Gulf Coast lifestyle. This beach cottage isn't just a home; it's your gateway to a private oasis where relaxation and adventure await.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,281 | $3,281 | $4,267 |
Total Monthly Payment | $4,043 | $4,043 | $5,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.