Discover the essence of luxury living at 820 Spring Oak Circle in Orlando. This fully upgraded Toll Brothers pool home is nestled on a premium pond-front lot, offering peaceful water and conservation views. The spacious layout offers 2, 914 square feet of living space with 5-bedrooms and 3. 5-bathrooms along with a downstairs primary suite, a formal living/dining combination, and a gourmet kitchen with beautiful finishes open to the family room which boasts expansive, 21-foot ceilings with big windows creating a warm and inviting atmosphere throughout the home. With hardwood floors and tile throughout, a custom, screened pool with a waterfall, and a built-in home sound, this residence is designed for both comfort and entertainment. Some upgrades completed in 2023 include a new roof, new wood flooring in the primary bedroom, two new HVAC capacitors and kick start. In addition, 2024 has seen fresh interior paint, a new HVAC motor for the upstairs systems, four new faucets, a new refrigerator, all rear window seals replaced, and just recently in August 2024 a full home electrical inspection was completed/passed, as well as further updates/maintenance completed on the HVAC System. Solar Panels were also installed in 2022 drastically reducing the sellers monthly electric bill (seller plans to pay off at closing). Located in the gated River Oaks community, you’re less than 10 minutes from shopping, dining, local schools, and recreation activities; and less than 45-minutes from the beach and many offerings across Central Florida, making it the perfect blend of elegance and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $583 | $583 | $583 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,600 | $4,621 |
Total Monthly Payment | $4,320 | $4,274 | $5,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.