Under contract-accepting backup offers. Discover this stunning waterfront home on South Lake in Sun City Center. This impeccably maintained 2-bedroom, 2-bath residence features a 2-car garage and a fantastic workshop. Located on a peaceful cul-de-sac, the home boasts excellent curb appeal with tropical landscaping and tasteful exterior colors. Upon entering, you will be captivated by the breathtaking view of South Lake. The warm and welcoming living room includes shelving, while the dining room, adjacent to the kitchen, features French doors leading to a spacious east-facing screened lanai. The kitchen, ideal for any cook, offers granite countertops, a tile backsplash, and an extended bar. Enjoy lake views through the pass-through window from the sink. The primary bedroom suite is a delight, with a beautifully updated bathroom, walk-in closet, and French doors opening to the lanai. The second bedroom is spacious with double closets. Picture yourself sipping coffee in the Florida room as you watch the sun rise over the lake. Feel secure with hurricane-resistant windows and doors throughout. With paid-off solar panels, the TECO electric bill is only $24 per month. Also included is a portable generator connection at the breaker box and the generator itself. There is NO CARPET in this home The oversized lot offers 170 feet of waterfront on this 30-acre boatable lake, complete with a reinforced seawall, walkway, and a bench for relaxing. You can dock your own boat and embrace the Florida lifestyle here. Roof 2011, HVAC Package Unit 2016, Water Softener System 2017, Solar Panels 2019, Hurricane Resistant Window Replacements and Rear Doors 2017, Water Heater, 2023, Whole House Re-Pipe 2016. Sun City Center is the premier active 55+ community, featuring over 200 clubs, a state-of-the-art fitness center, indoor and outdoor pools, tennis and pickleball courts, lawn bowling greens, dog parks, and golf courses. This true golf cart community allows residents to use golf carts as their preferred mode of transportation. You'll also find convenient access to medical facilities, banks, restaurants, and shopping. Schedule your appointment today to see this exceptional home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,942 | $1,940 | $2,503 |
Total Monthly Payment | $2,244 | $2,242 | $2,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.