356 Nova DRIVE, Davenport, FL, 33837 | $439,900

Under contract-accepting backup offers. New price improvement!! Discover this exceptional 4-bedroom, 2-bathroom pool home in the desirable Bella Nova community, boasting no CDD fees and a low HOA. A major highlight of this home is its fully paid-off solar panels, featuring 35 panels producing 1, 200 kW, and an additional 10 panels generating 400 kW that can remain for an extra cost or be removed, with the roof retaining its warranty. With these solar panels, you'll enjoy significant savings on your electric bill, averaging just $40. 00 to $50. 00 per month. The house is also enrolled in the Net Metering Surplus Energy Program, providing credits for any surplus energy at the end of the year. The home features a spacious, updated kitchen with newer stainless steel appliances, granite countertops, and a stylish glass backsplash. The master bathroom offers dual sinks, a walk-in shower, and a large walk-in closet for ample storage and comfort. Upgraded waterproof Brazilian Bamboo Laminate flooring throughout all bedrooms ensures easy cleaning and maintenance. Accessibility is a key feature, with an accessible bathroom and garage. French doors with built-in blinds open to an oversized screened-in patio. This outdoor area includes a covered lanai for shade, a large pool for cooling off, and an expansive deck perfect for entertaining. The beautifully landscaped, vinyl-fenced backyard provides privacy and security, making it ideal for enjoying Florida weather or hosting guests. Additional features include a roof that is just 1 year old with a 7-year leak warranty, and the seller is offering a full 1-year home warranty. The home is conveniently located just 10 minutes or less from I-4 and the Posner Park shopping center, with easy access to SR429 and SR417. Within half a mile, you'll find a Publix shopping center and Advent Health Hospital.

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,867
  • Acreage: 0.17
  • Est. Taxes: $4,850
  • HOA Fee: $100 Quarterly
  • Pool: Fiber Optic Lighting, Gunite, Heated, In Ground, Lighting
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: O6225656
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/O6225656/356novadrive_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/29/2024 5:22:03 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 407-352-1040

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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356 Nova DRIVE, Davenport, FL, 33837

$439,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,920 $351,920 $351,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $404 $404 $404
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,196 $2,138 $2,781
Total Monthly Payment $2,675 $2,617 $3,260

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.