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201 Beaver Lake Road, Rock Hill, NY, 12775 | $365,000
After passing a bucolic row of lake houses, each cuter than the last, you arrive at Beaver Tail Cottage on Beaver Lake. Located at the "tail end" of a no-thru road, this 1400sf home with 3 bedrooms enjoys a private lot, surrounded by hundreds of acres of woods––and with great sunset views across Beaver Lake.
The hub of the home is a fabulous 25 foot long great room, with wood stove, original wood floors, and two sets of glass sliders that open out to the expansive rear deck. The newly-painted country kitchen, handmade tile counter, and rustic beams enhance the cozy cottage feeling – while updated windows, doors, and insulation provide for energy efficiency and year-round comfort. A large first floor bedroom, with walk in closet, is a generous space to relax at the end of the day. Upstairs are two more bedrooms, with vaulted ceilings, built-in shelving, and lake views. The house also features a freshly-updated full bathroom on the first floor, as well as a dining area with great natural light.
Situated on . 28 acres with over 90 feet of lake frontage, Beaver Tail Cottage feels like living in your own private nature preserve. The grassy level yard provides room to roam, and a private dock makes launching kayaks and canoes a breeze. An extra-large shed with electric also offers plenty of storage, or space for hobbies. Beaver Lake is located just a short drive from Monticello, Mountain Dale, and Wurtsboro, for dining, groceries, and shopping. Also less than 30 minutes to Bethel Wood Performing Arts Center, or 90 minutes from the GWB.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Laundry: Inside
- Style: Cottage
- Year Built: 1947
- Heating: Electric, Wood, Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Crawl Space, None, Unfinished
- Approx Sq. Feet: 1,414
- Acreage: 0.28
- Est. Taxes: $6,700
- Lot Desc: Views, Level
- View: Lake, Water
- Water Front: Yes
- Elem. School: George L Cooke School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Electric Water Heater, Refrigerator
- MLS#: H6318569
- Days on Market: 65 days
- Website: https://www.raveis.com
/prop/H6318569/201beaverlakeroad_rockhill_ny?source=qrflyer
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
201 Beaver Lake Road, Rock Hill, NY, 12775
$365,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $558 | $558 | $558 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,017 | $1,967 | $2,484 |
| Total Monthly Payment | $2,650 | $2,600 | $3,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535