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1542 Dumas Road, Derby, VT, 05829 | $425,000
Nestled in the rural countryside of VT's Northeast Kingdom near Lake Salem in Derby sits a secluded, peaceful 3 bed/3 bath home w/ almost 3, 000 sq ft of living space. As you enter the welcoming front doors of the home & into the mudroom, you will be impressed w/ the spacious living room & 3 adjoining large 1st floor bedrooms. The primary suite includes a full bathroom, & the additional ¾ bathroom on the main level is equipped w/ energy efficient washer & dryer. There is a substantial back deck to take in the colorful sunset views & the brilliant nighttime starry skies. Heading upstairs you enter the kitchen & dining area, another ¾ bathroom, plus two bonus rooms. The kitchen is modern & ready for any home chef w/ an extra-large refrigerator & a new dishwasher. Overlooking mostly pasture land surrounded by forest & a stream, you can sip your coffee & watch the abundant wildlife, including songbirds, deer, turkeys, hawks & even porcupines. W/ a newly fenced in backyard & new sandbox, this home is ready for little ones to grow up here. The heated, insulated barn can be used for storage, a shop, or for keeping animals, & it has an existing space for an office & loft quarters. An additional feature of this property is the RV docking station. Recent updates include a freshly painted interior & electrical upgrades for heat pumps. Only 10 minutes from everything you need in Derby & Newport, including groceries, shopping & dining. Showings start 7/28 at the Open House from 12-2.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 three-quarter
- Style: Conversion
- Year Built: 1986
- Heating: Baseboard,Radiant,Wood Boiler
- Cooling: None
- Basement: None
- Approx Sq. Feet: 2,871
- Acreage: 18.42
- Est. Taxes: $5,582
- Lot Desc: Agricultural,Corner,Country Setting,Farm - Horse/Animal,Field/Pasture,Open,Rolling,Secluded,Sloping,Stream
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Supervisory Un
- School District: Derby School District
- MLS#: 5006579
- Website: https://www.raveis.com
/prop/5006579/1542dumasroad_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024Listing courtesy of Green Light Real Estate Phone: 802-225-6425
Listing Agent: Krista Harness
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1542 Dumas Road, Derby, VT, 05829
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $465 | $465 | $465 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,262 | $2,234 | $2,867 |
| Total Monthly Payment | $2,802 | $2,774 | $3,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484