LOCATION! LOCATION! LOCATION! Welcome home to this beautiful and spacious, well maintained home in the peaceful and highly sought after community of Shadow Moss. This extremely well taken care of 4 bedroom, 2. 5 bath home has extremely low electric bills from the Solar power generation, great curb appeal and is the last home on the street with a private wooded buffer. Very nice open feel floor plan with lots of natural lighting. The kitchen is open to the dining area and living room, and features top quality granite countertops, stainless steel appliances and spacious pantry. There is a covered and inviting front entryway to the home. Recessed lighting throughout. This property also features a bonus room on the first floor providing flexible living and entertainment options. Upstairs is the large primary bedroom with a bath that features dual vanities with a separate garden tub and shower with a large walk-in closet. Three additional bedrooms with great closet space are located upstairs and share a full bathroom. The upstairs loft can be substituted for a gym, home office, playroom, etc. . Laundry is located upstairs for easy convenience. Entertain family and friends on the covered patio in the backyard any time of the year; it offers a perfect location to unwind and relax. Brand new interior paint just recently done. Tankless gas hot water heater. Washer and dryer included in the sale. ADT security system in place and it's transferable. This home is located in the quiet section of the community, distant from the highway and from the main arteries in & out of the neighborhood. A great place to call home! Just a short 10 minute ride to Parris Island and MCAS. Situated between historic downtown Beaufort and Port Royal. Shadow Moss is an attractive community that features several playgrounds and ponds throughout. You will appreciate the tranquil atmosphere and close proximity to medical facilities, local shops and dining. Just a short drive to Okatie, Bluffton and Ridgeland.
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$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $6 | $6 | $6 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,984 |
Total Monthly Payment | $2,396 | $2,394 | $3,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.