Nestled on a sprawling 2. 5 acre lot beautifully wooded in the desirable Winnemissett Oaks, this single-story pool home is ready to welcome new owners. An impeccably beautiful scenic drive to the property greets you with tall mature trees and glistening waters from Lake Winnemissett as you travel towards the front gate security with a call box and cameras. This custom built brick home sits on a cul-de-sac with a 3-car side entry garage featuring 4 bedrooms, 3 full baths, and a 1/2 bath for guests that leads you to the lanai. As you step inside from the front entrance, you are welcomed with high ceilings, gleaming hardwood floorings, and a formal living room. Adjacent from the formal living room is the formal dining room overlooking towards the front yard. As you walk around the corner, you will find the laundry room with plenty of upper cabinets and storage space, a utility sink, and the washer and dryer. Passed the laundry room is the kitchen equipped with all the appliances, under the sink reverse osmosis water system, granite countertops, endless upper and lower cabinets and counter space suitable for cooking and entertaining. Adjacent from the kitchen is the great room with windows and sliding glass doors flooding the room with plenty of natural light and providing 2 access points to the lanai. Towards the back end of the house, you will find another hallway that can be closed off with a pocket door featuring a secondary suite with its own private shower/tub bathroom and the third and fourth bedrooms adjoined by a Jack and Jill shower/tub full bathroom separated with pocket doors on each sides creating an ideal space for an in-law interior suite or private suites for guests. The split floor plan situates the main suite on the opposite of the home completely private from the rest of the home featuring a double door entrance, double facing walk-in closets and separate vanities. The stand-alone-shower is separate from the garden tub and a private room to the water closet. In this primary bedroom not only does it accommodate large furnitures, it is also elegantly designed with tray ceilings, and expands to a study area right off to the side with sliding glass doors that leads to the screened in lanai where you will find plenty of sitting space, the solar-powered swimming pool, readily available kitchen plumbing/electrical hook-up, and a-beautiful view of mature trees. Water source is on well and on septic. Whole house water filtration system and the whole house generator hook-up plug will also convey. It is a RARE opportunity to see a property available in this Winnemissett Oaks gated community where shopping, restaurants, doctor offices, and the highway are conveniently accessible whether you are off to the famous Daytona Beach or to Orlando's amusement parks!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,801 |
Total Monthly Payment | $4,154 | $4,150 | $5,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.