PRICE ADJUSTMENT SO THAT YOU CAN MAKE YOUR DREAMS COME TRUE. Nestled in the heart of Clearwater, Florida, this inviting end unit condominium offers the perfect blend of comfort and convenience. With approximately 1, 100 square feet of living space, this two-bedroom, one-bathroom end unit provides an ideal living environment. Phase 1 of the Milestone assessments has been completed and available for review. LOW HOA fees include cable, internet, water, sewer, Insurance, exterior maintenance and so much more.
The natural beauty of bamboo flooring and a stunning accent wall in the dining room create a warm and welcoming atmosphere throughout the home. The primary suite, with its charming French doors that open into the versatile flex space, allows you to enjoy the lush tree-lined views from the comfort of your own retreat.
Designed with energy efficiency and soundproofing in mind, the home features double-paned windows, ensuring a peaceful and comfortable living experience. The clever layout includes a rare back door that provides direct access to the elevator and laundry facilities, offering unparalleled convenience for everyday tasks.
Residents of On Top of the World, have the privilege of enjoying top-notch amenities. This gated community provides peace of mind with 24/7 security guards, ensuring privacy and safety. For recreation, residents can indulge in the amenities of two heated pools, a clubhouse bustling with activities, and a dedicated dog park for furry companions. The convenience of electric vehicle charging stations underscores the community's commitment to sustainability. Lawn bowling, tennis, horseshoe and so much more! An upgraded cardio exercise room and Good Karma Café with take and bake products complete your experience. Dances, woodworking shop and so much more, you can be as busy as you want here or just relax and enjoy a quiet walk around the neighborhood. Monthly fee covers water, sewer, trash, cable and all the exterior maintenance of grounds and buildings. Designed for those aged 55 and better, this vibrant neighborhood fosters a sense of community with its welcoming atmosphere and engaging social opportunities. The prime location allows easy access to the stunning white sand beaches, scenic parks, and the vibrant marine life of Clearwater, providing endless opportunities to embrace the coastal lifestyle.
This property presents an ideal living opportunity for those seeking a well-designed, comfortable, and conveniently located home in the heart of Clearwater, Florida. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,200 | $147,200 | $147,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,017 | $992 | $1,252 |
Total Monthly Payment | $1,340 | $1,315 | $1,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.