Looking for an affordable Florida home? Well. . . your search is over. This quaint three bedroom, two bath home is waiting for you to come and make it yours. It is located on an inviting, oversized corner lot just a little over two miles from Charlotte Harbor and Port Charlotte Beach Park, which takes you to the intercoastal to enjoy a day on the water. The massive Florida room provides plenty of space for entertaining family, friends or would be perfect for a spacious hobby room. After a long hard day, you can wash away the stress and fatigue in your spa/hot tub in your peaceful, large back yard. The beautiful mature Bismarck Palm, Pigmy Date Palm, sizeable Agave plants and other native plants welcome you and guests when you pull into the driveway. This home is located in the heart of Port Charlotte near shopping, restaurants, boating, swimming, fishing, entertainment. Home is priced under market value. Make your appointment today, as this home will not last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,310 | $1,276 | $1,619 |
Total Monthly Payment | $1,535 | $1,501 | $1,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.