Situated just minutes away from one of the East Coast's most beloved beaches, this home was meticulously elevated on stilts in 2023, ensuring peace of mind with no worries of flooding. When stilted the garage was closed in giving the opportunity for a 4th bedroom or additional storage. Exterior unit for HVAC replaced in August 2024. There is also an ADA compliant lift on the left side of the home. The interior boasts newer flooring throughout, complemented by a durable metal roof installed in 2012, providing both aesthetic appeal and long-lasting protection against the elements. Location couldn't be more ideal, as this residence is only three blocks from Flagler Avenue's vibrant shops and restaurants. It's also nestled in the golf cart district, allowing for easy access to explore the local area in a fun and unique way. Step outside to your private oasis, complete with a refreshing pool where you can unwind and cool off on warm Florida days. The property features ample parking, making hosting friends and family a breeze. Imagine relaxing on your spacious deck or balcony, enjoying the gentle ocean breeze and soaking in the warm Florida sun. With plenty of space for entertaining or simply unwinding after a day at the beach, this home offers the perfect retreat for family gatherings or quiet evenings. Don't miss your opportunity to own a piece of paradise in New Smyrna Beach, where coastal living meets convenience and charm. Schedule your private tour today and discover why this home is the epitome of Florida's laid-back lifestyle.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,396 | $3,350 | $4,250 |
Total Monthly Payment | $3,851 | $3,805 | $4,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.