Under contract-accepting backup offers. Welcome home!!! Relax and unwind in your new home, meticulously maintained and nestled in the desirable Oaks at Valrico community. Upon entering, you are greeted by an open foyer leading to a formal dining room with additional space for a an office or den. As you continue through the home, you will find a large kitchen featuring 42" cabinetry, a center island, breakfast nook, built-in desk, and a generously sized pantry. Recent upgrades include stylish stainless steel appliances (refrigerator, dishwasher, stove, and microwave)! The kitchen seamlessly flows into the family room, perfect for gatherings with sliding glass doors that open to your outdoor oasis! Step outside to find a beautiful pool accented with a soothing fountain. The spacious lanai is perfect for entertaining your guests or enjoying your morning coffee. The possibilities are endless! Other key upgrades and features include: a NEW roof (2024), NEW pool pump along with Dolphin robot pool cleaner and NEW carpeting throughout all four bedrooms. It doesn’t end there though! Storage and parking are ample with a 3-car garage. Most of the interior has been refreshed this year, complemented by a total exterior painting completed in 2024. Also enjoy energy efficiency with solar panels that have been paid off in full! Just down the street, a community lot awaits, ideal for social gatherings, family time, and pet-friendly activities. Plans to fence and upgrade this area in 2025 promise even more community enjoyment. Located in Valrico with easy access to local amenities and major highways, this home offers both comfort and convenience. Don't miss out on the opportunity to call this home yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,503 | $2,468 | $3,256 |
Total Monthly Payment | $2,921 | $2,886 | $3,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.