Make this magnificent and spacious cape home set on 1/2 acre with lots of curb appeal in South Bellmore your next. This charming home boasts a grand kitchen with vaulted ceiling, an abundance of cabinetry and dining area, as well as sliding doors to the grand backyard. The main level also includes a spacious living room, a primary ensuite bedroom and an additional bedroom. The upstairs includes 2 large bedrooms, in addition to a bonus room and a full bath. Lots of possibilities for the walk-out basement. This special home features many upgrades including a newly paved driveway and exterior brickwork on home in 2023, new roof, 10-year young windows and gas boiler, and a two car garage. The parklike property offers a great landscape with plenty of room to relax and enjoy. This homes currently features 4 bedrooms but was previously 6 bedrooms and can easily be converted back. Possible mother daughter with proper permits. Flood insured. , Additional information: Appearance: Excellent, Separate Hotwater Heater: Yes
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,176 | $1,176 | $1,176 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,709 | $5,097 | $6,771 |
Total Monthly Payment | $5,977 | $6,365 | $8,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.