Wonderful opportunity to own a spacious 2-unit building located walking distance to Main Street. Enter the downstairs unit from the covered front porch. This downstairs unit has 2 bedrooms, kitchen, living room, separate laundry room and ample storage space! This unit has a bonus room that would make a great office or walk-in closet! The basement access is through this unit. The 2nd unit is located on the second floor and accessed through its own private deck. This 1-bedroom unit has a large kitchen and a living dining area. Nice level yard with plenty of parking for the tenants. The property has seen several updates in the last couple years including new flooring on the main floor, the chimney has been repointed and has a stainless-steel lining and blown in insulation throughout the entire building. This is a wonderful opportunity for an investment property. The downstairs unit is recently vacant and ready for you to move into. The second-floor unit is currently occupied. This is a fantastic opportunity to own an income producing property. Call to schedule your appointment today. *48 hour notice to show*
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,200 | $135,200 | $135,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $148 | $148 | $148 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $899 | $888 | $1,140 |
Total Monthly Payment | $1,122 | $1,111 | $1,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.