To Be Built. A cozy ranch with over 2400 square feet located just steps from Sparkle Lake in the award-winning Yorktown School District. With approved plans and located on sewer build your own dream home. The approved plans call for a four-bedroom home 2 bath home. With one level living, upon entrance you will be greeted with open concept living/dining and kitchen areas. Bring your designers, whether you appreciate the warm tones of oak and neutral colors or the vividness of walnut and cooler hues it's a blank slate for your imagination to run free. Just off the kitchen there is a den/playroom/office space and to the left the hall with lead to a full bathroom and the generously sized bedrooms including a master suite featuring an en suite bath and walk in closet. Forget about the ongoing losing battle of bidding wars its time to make things happen, Imagine building and designing your own home just steps from the beach recreation on Sparkle Lake. Approved building plans for a to-be-built structure of 4 BR, 2 bath home located steps away from Sparkle Lake. Please note, the current home is a SMALL 2BR, 1Ba to be expanded per approved plans. Bring your contractors and builders.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,058 |
Total Monthly Payment | $2,260 | $2,218 | $2,681 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.