ARE YOU TIRED OF HURRICANES? CONSIDER MOVING INLAND TO CENTALLY LOCATED OCALA! This home is in the Premiere 55+ Gated Golf Community of On Top of the World! SOLAR HOME = LOW UTILITY COSTS! 2019 Rimon Model Single Family Home located in the Crescent Ridge 3 Neighborhood of the Premiere 55+ Gated Golf Community of On Top of the World in SW Ocala FL! Energy Conscious? Take a look at this beautiful energy efficient home with 13 solar panels and natural gas = lower utility costs. This home boasts 2 Bedrooms, 2 Baths (split bedroom plan), 2-Car Garage with an Open Concept Floor Plan AND a 2nd Floor Flex/Den via steps in the garage! Located on a quiet street on a premium corner lot notice the upgrades as you enter the home via the foyer. Upgraded 18” ceramic tile floors. UPGRADED gourmet kitchen with premium gray cabinetry, quartz counter tops, glass backsplash, gas convection range, and large island with sink and seating. The guest bedroom, guest/hall bath, and large inside laundry room are to the left. The laundry room has upgraded washer, dryer, and sink with vanity. Guest/hall bath has a custom tiled bath/shower surround. The large guest bedroom has carpet. The Open Concept Great Room provides amble table and living space, with lots of natural light! The primary bedroom is in the back left of the home for privacy, with TWO walk-in closets and a large en suite bath with custom tiled step-in/roll-in shower and upgraded cabinetry. The screened lanai overlooks the large corner lot with no one directly behind the home! Out into the 2-car garage go up the steps to the 2nd floor Flex/Den – perfect for theatre room, art studio, and much more. Whole house water softener included. This is a move-in ready home! The monthly HOA fee includes DCM Basic Internet, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, curbside trash & recycling pickup, curbside mail delivery, 24/7 guarded gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, 23 pickleball courts, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $257,200 | $257,200 | $257,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,776 | $1,733 | $2,188 |
Total Monthly Payment | $2,228 | $2,185 | $2,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.