Under contract-accepting backup offers. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Step into a world of refined elegance in the gated Neal Community of Fairfield, where this meticulously maintained Crystal Sands villa awaits. From the moment you arrive, the inviting front porch welcomes you with charm and sophistication, leading you into a home where every detail has been thoughtfully updated for your comfort and peace of mind. Indulge in luxurious living with crown molding, chair railing, and a harmonious blend of recently sealed tile and engineered hardwood floors throughout. The newer AC (2021), updated hot water heater, and hurricane-resistant window in the front door ensure that you can enjoy a worry-free lifestyle for years to come. This home offers a versatile flex space, perfect for tailoring to your needs. Whether you envision a home office, a cozy reading nook, or an additional entertainment area, this space adapts to fit your lifestyle. The heart of the home is the stunning kitchen, featuring a suite of stainless steel appliances, including a gas range, a large island with bar seating, and a pantry that perfectly accommodates all your culinary needs. As you move through the open floor plan, the family room captivates with a wood-accented tray ceiling, adding an extra touch of elegance. Seamlessly transition to the extended screened lanai, where you can unwind and savor your morning coffee or evening relaxation. With a replaced screen, repainted frame, and newly added tile floor, this space is as functional as it is beautiful. Retreat to the primary suite, a haven of tranquility with luxurious engineered hardwood floors, dual closets with custom shelving, and a spacious ensuite bathroom. Dual vanities, a private water closet, and a walk-in tiled shower make every day feel like a spa day. The split floor plan provides ultimate privacy, placing a second bedroom and bathroom at the front of the villa, each adorned with continuous elegant finishes. The 2-car garage features an epoxy finish on the floor, providing a durable and stylish space for your vehicles and storage needs. Living in Fairfield means enjoying a host of community amenities, including a low quarterly HOA with NO CDD fees that cover lawn maintenance, exterior painting, and roofing. The clubhouse offers a fitness center, library, pool, spa, and grilling area, ensuring there's always something to enjoy. Perfectly positioned between I-75 and US-301, this villa offers unparalleled convenience, placing you at the center of everything. Just minutes from Lakewood Ranch, UTC, Downtown Bradenton, Sarasota, SRQ International Airport, and our stunning gulf beaches, you’ll enjoy quick access to all the best the area has to offer.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,155 | $2,766 |
Total Monthly Payment | $2,426 | $2,399 | $3,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.