This beautiful Sea Cliff Victorian home boasting 4 bedrooms and 2. 5 baths has been completely updated and expanded over the years, respectfully melding its 1888 architectural details with all the modern amenities one expects in a new home today. All new windows bring plenty of light into the open plan living room, dining area, and eat-in kitchen with an oversized island. The den, with its wood-burning fireplace, crown moldings and bookshelves, can easily transform into a home office or first-floor bedroom. Upstairs, the large primary suite has a radiant heated full bath, walk-in closet, gas fireplace, second closet, and vaulted ceilings. Additionally, there are 3 more upstairs bedrooms and a radiant heated full bath. The basement includes a workroom, plenty of storage, and even room for gym equipment. This beautiful home is move in ready with CAC, a whole house generator, and a new hot water heater.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.040% | 6.360% | 5.930% |
Monthly Tax Payment | $1,673 | $1,673 | $1,673 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,355 | $6,891 | $9,294 |
Total Monthly Payment | $8,153 | $8,689 | $11,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.