This elegant home, in the gated lake community of Oxford Estates, has been meticulously maintained and beautifully updated. Offering a classic center hall plan with modern detailing, 4 BR’s including primary ensuite, 2. 5 baths, formal living room with fireplace, formal dining room as well as an eat in kitchen and den. Two story entrance greets you as you step into a sunny and cheerful interior, and the sparkling wood floors throughout add a warm glow to the space. Tastefully appointed modern kitchen with large island features stainless steel appliances, Quartz counters, newly tiled floors, and sliders to deck overlooking the lush natural landscape. The washer and dryer are situated on second story for convenience and large 2 car garage offers room for workshop, storage and connects to finished bonus space in lower level. The grounds are lovely with an expansive yard surrounded by mature trees for privacy. Home is a short distance from the Black Lake residents’ only access area for fishing, boating, and relaxing on or near the water. Black Lake is a beautiful 250-acre non-motorboat lake, abundant with fish and wildlife. Oxford Estates is a gated community of homes in Bethel, NY, which is home of the original 1969 Woodstock music festival and is still dotted with active farms and bucolic landscapes. Bethel Woods Performing Arts Center is 5 minutes away for world class entertainment. Hiking, dining, motor-boat lakes and skiing are nearby… All this only 2 hours from NYC! Additional Information: Amenities: Storage, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,600 | $371,600 | $371,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $626 | $626 | $626 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,504 | $2,470 | $3,134 |
Total Monthly Payment | $3,205 | $3,171 | $3,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.