5149 Latham TERRACE, Port Charlotte, FL, 33981 | $720,000

One or more photo(s) has been virtually staged. Another Price Improvement!!!! Discover the epitome of Florida living in this captivating custom home nestled along a serene saltwater canal in the delightful Gulf Cove neighborhood. Whether you're a passionate boater or simply love the water, this residence promises an idyllic lifestyle just moments from the Myakka River and Charlotte Harbor, with easy access to the pristine Gulf of Mexico's turquoise waters and renowned Boca Grande and Manasota Key beaches. Step inside this meticulously designed home and be greeted by a grand foyer leading to expansive living and dining spaces, perfect for both formal gatherings and relaxed everyday living. The living room offers tranquil views of the pool, lanai, and canal, seamlessly integrating indoor and outdoor living. The chef's kitchen, adorned with granite countertops, invites culinary exploration and joyful gatherings with loved ones. Throughout the home, discover elegant crown molding, vaulted ceilings, and stylish tile flooring that enhance the spaciousness and charm of every room. The primary bedroom boasts luxurious proportions with a spa-like ensuite and ample closet space, while three additional guest bedrooms ensure privacy and comfort for family and friends. One guest bedroom features its own ensuite half bath, with the others sharing a well-appointed full bathroom. Outside, the expansive lanai beckons you to unwind and entertain while enjoying breathtaking water views. A private dock with a boatlift and a convenient swivel lift for a jet ski or kayak await your aquatic adventures. Plus, enjoy optional membership in the Gulf Cove Homeowners Association, offering access to a community boat ramp and park for added convenience. Embrace the essence of Florida living in this exceptional waterfront oasis, where every detail harmonizes to create a haven that appeals to every personality and celebrates the beauty of coastal living.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 125
  • Laundry: Laundry Room
  • Year Built: 2007
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,612
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $6,858
  • HOA Fee: $75 Annually
  • Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone
  • View: Water
  • Pool: Deck, Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7495734
  • Days on Market: 135 days
  • Website: https://www.raveis.com
    /prop/C7495734/5149lathamterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:17:09 PM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-639-0000

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5149 Latham TERRACE, Port Charlotte, FL, 33981

$720,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $576,000 $576,000 $576,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $572 $572 $572
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,978 $3,881 $4,900
Total Monthly Payment $4,642 $4,545 $5,564

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.