PRICED WELL BELOW MARKET VALUE. NEED TO CLOSE BY END OF YEAR! Discover the Captiva II floor plan in Winchester Ridge! This stunning two-story home boasts 5 bedrooms, 3. 5 baths, a 2-car garage, and over 3, 400 sq ft of living space, perfect for multi-generational families. Additional features include a gourmet kitchen with double-ovens, an island, tile floors, stainless steel appliances, big walk-in pantry and a bay window. Enjoy the luxury of coffee in your private morning kitchen in the master bedroom. This wonderful home also features a guest bedroom downstairs with its own bathroom, a screened-in patio overlooking a serene pond, interior laundry room and a fully fenced yard with a storage shed. The home also offers access to a community clubhouse and pool. Entire home was just professionally painted and cleaned, and both HVAC units were recently serviced. Conveniently located near Cecil Commerce Center, I-10, and the new First Coast Expressway. Don't miss out on this incredible home
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,645 | $2,643 | $3,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.