12005 Surrey AVENUE, Port Charlotte, FL, 33981 | $365,000

Under contract-accepting backup offers. ** So many awesome things about this practically brand-new home! First, it was BUILT IN 2022, so it is only 2 years young; that means everything in it is only 2 years young, including the roof, AC system, water heater, plumbing, appliances, and fixtures. It is in a peaceful, QUIET NEIGHBORHOOD which happens to be in an X FLOOD ZONE – so NO FLOOD INSURANCE is necessary! Everything is built up to the latest code, including new windows and HURRICANE SHUTTERS! The KITCHEN is GORGEOUS with a fabulous island, 42” wood soft-close cabinetry, lovely granite countertops, and stainless-steel appliances. The PRIMARY SUITE is HUGE, at 13’ x 18’ with an 8’ x 8’ WALK-IN CLOSET, and an ensuite bathroom with a 5’ x 5’ WALK-IN SHOWER! One of the GUEST bedrooms even has a WALK-IN CLOSET! Both bathrooms have granite counters and baths/showers are beautifully tiled – no plastic shower inlays. The flooring is TILE throughout the ENTIRE HOME, making it flow nicely. There’s a fabulous COVERED & SCREENED PATIO out back, with access to the PRIVATE BACK YARD that is FENCED IN. AND, you have a beautiful new 12’ x 24’ above ground POOL to float and play in! You can easily remove that and put an in-ground pool in if you wish. This home is on PUBLIC WATER with PRIVATE SEPTIC (only 2 years old!). Keep your grass green with the handy IRRIGATION SYSTEM, which draws from public water. The INTERIOR LAUNDRY ROOM even has a sink with a granite countertop! AND, the GARAGE has been done in gorgeous EPOXY FLAKE FLOORING. This home is LIGHT & BRIGHT with HIGH CEILINGS and an open GREAT ROOM area. The area can’t be beat – just 15 MINUTES to the BEACH, and less than 5 minutes to the grocery store, Home Depot and GOLF! This was built as a “FOREVER-HOME. ” Come make it yours!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2022
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,640
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,843
  • View: Trees/Woods
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Above Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: D6137462
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/D6137462/12005surreyavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/17/2024 9:32:10 PM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-473-7750

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12005 Surrey AVENUE, Port Charlotte, FL, 33981

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.429% 6.149% 5.152%
Monthly Tax Payment $404 $404 $404
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,751 $1,749 $2,290
Total Monthly Payment $2,230 $2,228 $2,769

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.