Come home to this spacious LAKEFRONT home in St Johns county. This home has a brand new roof and is freshly painted both inside and out. Enter a living/dining combination accented by lighted arches and wood flooring. Sit and sip lemonade from your backyard lemon tree as you enjoy the lake views from your covered screened lanai with stone tile flooring. Enjoy relaxing or entertaining in the spacious family room with adjacent kitchen that has a contemporary vibe with tile backsplash, granite countertops and stainless steel appliances. Nearby on the main floor is the master bedroom with a large walk in closet and master bath with designer style plumbing fixtures. There is a comfy soaking tub and separate shower. Also on the first floor is a half bath which harmonizes with the contemporary design. The floor plan is great for those wanting a secondary living area. Upstairs are 3 bedrooms, a full bath, a loft/sitting area and a separate workstation. The rear yard fencing provides privacy but good lake views. Even storm shutters are provided. Flooring on the main level is all wood and tile. The carpet on the second floor is new. Hot water heater new 2022. A separate laundry with washer and dryer and convenient under-staircase storage closet are found on the first floor. There is a 2 car garage and ceiling fans throughout. Located in the Counsellors’ Ridge section of Heritage Park, this home is convenient to St Augustine shopping and attractions but tucked away on a quiet street with lots of trees. Heritage park has a pool, clubhouse, fitness center, playground, walking trails, and basketball and tennis courts.
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,154 | $2,839 |
Total Monthly Payment | $2,807 | $2,778 | $3,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.