PRICE IMPROVEMENT!! Step into luxury coastal living at this stunning Canal Front home with Intracoastal Waterway access, nestled just steps away from the beach in the desirable Silver Sands community of New Smyrna Beach. This coastal oasis is designed to exceed your expectations, whether you're seeking a permanent residence or a beachside retreat. As you enter, you'll be greeted by an inviting open floor plan adorned with tasteful touches throughout. The cool ceramic tile floors and coastal decor create a cozy and welcoming ambiance, complemented by a custom built-in bookcase with extra storage and a designated area for your mounted TV. The heart of the home, the chef's kitchen, is a culinary delight featuring a gas range, stylish shaker cabinets, trendy lighting, and elegant quartz countertops. With 3 bedrooms and 2 updated baths, including a spacious primary suite with dual closets and a luxurious bath boasting a tub and a multi-head walk-in shower, this home offers comfort and style at every turn. Step outside to your personal paradise where you can savor your morning coffee or unwind with a book on your canal-front dock. Family fun awaits with a saltwater screened-in pool equipped with a new heat pump, while the bonus Florida room adds an additional 300 square feet of living space for entertainment or relaxation. Experience breathtaking sunsets over the water from your private dock, situated on a small canal that connects to the Intracoastal Waterway, offering space for your skiff, pontoon, or other shallow motorized boat. Recent updates include a new water heater, HVAC system, fresh paint, all new doors and trim, and more. Conveniently located within walking distance to the No Drive beaches and just a stone's throw away from New Smyrna Beach's top shopping and dining destinations, this home offers the ultimate beach lifestyle. Embrace the golf cart-friendly community and start "Living the Dream" in New Smyrna Beach today. Don't miss out on this incredible opportunity - contact your preferred real estate agent now to make this beachside haven your own. Schedule a showing today and embark on a new chapter of coastal living in New Smyrna Beach.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,920 | $619,920 | $619,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $790 | $790 | $790 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,124 | $4,120 | $5,315 |
Total Monthly Payment | $5,006 | $5,002 | $6,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.