Under contract-accepting backup offers. Luxurious Lake Side Townhome in Providence Golf Community ~ Nestled within the renowned Providence Golf Community, this exquisite Mediterranean-style townhome offers an unparalleled living experience. Situated as an end unit on a dedicated conservation area, privacy and natural beauty abound, making it a rare find. This spacious 4 bedroom 3 and a half bath end unit is nearly 3000 square feet of indoor living space PLUS outdoor living to enjoy the conservation view and tranquility, PLUS a two-car garage with Electric Vehicle Charging Station! Luxurious detailing, crown molding throughout, fresh and neutral color schemes, plantation shutters, high ceilings, and natural light are a few of the key features that will have you at hello. Upon entry you are greeted by the formal living and dining rooms, flanked by architectural detailing of columns and arches. The OPEN CONCEPT kitchen to family room combo provides continuity in entertaining, meal preparation, and dining in one big open space. Seamless and natural flow onto the screened-in lanai is a treat for enjoying the Florida outdoor lifestyle and various species of bird and nature watching, relaxing, and that soothing cup of morning coffee. The abundant kitchen with prep island is truly the heart of the home and boasts granite counter tops, ample cabinet space, stainless appliances, wall oven, tile backsplash, and a generous pantry for all of those gourmet meal essentials. Ascend the bamboo staircase onto the second floor landing where you will be greeted by the loft area / flex space, ideal for home office, crafting, exercising, or a second floor family room to name a few of the endless possibilities for his added bonus space. The recently remodeled owner's retreat boasts a private sitting room with stunning views of the conservation area, and a completely remodeled, spa inspired bath with separate private waiter closet, quartz counters, seamless/rimless walk-in shower, dual sinks, and a HUGE walk-in closet with closet system upgrade. There are two additional bedrooms which share a large secondary full bath with dual sinks and a tub/shower combo. Wait, there's even MORE! There is a private en-suite 4th bedroom/bathroom, great for in-laws or guests. There is also a nicely sized indoor laundry room with built-in cabinetry and folding station for added convenience. The spacious two-car garage AND a generous driveway provides for ample parking options for occupants and guests. This very loved and extremely well maintained unit has been recently painted inside and out, and three new water saving toilets were installed in 2024. The AC is 2018, and the Hot water Heater is 2021. Nothing to do here but move right in and start enjoying your Florida resort lifestyle. The exclusive sub-community of Lake Side Townhomes enjoys it's own swimming pool / clubhouse and is nestled among the serene lake and golf courses, great for evening walks and sunset tranquility. Providence offers resort style living with the championship golf course, clubhouses, restaurant and lounge, fitness and aquatic center, two swimming pools with slides, a lap pool, dog park for your furry friends, playgrounds, activities exercise classes, and a 24-hour manned gatehouse. Truly an exceptional home in an exceptional community! Seller Offering Furniture for Sale Outside of Closing-See attached. ~No blind offers~
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $358,000 | $358,000 | $358,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,322 | $2,292 | $2,973 |
Total Monthly Payment | $2,615 | $2,585 | $3,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.