Motivated Sellers! Live the beach life in this almost new Atlantic Beach home. Ride your bike to the beach or walk to the nearby playground, pickleball courts as well as a new Splash Pad at Donner Park. With no HOA fees, this home features generous room sizes, an open floor plan, updated lighting and wood plank tile flooring throughout. Enjoy the sea breezes on either the front porch or the upstairs porch located off of the master suite and shaded by palm trees. The kitchen features shaker style cabinets, white quartz countertops with California counter heights and stainless steel appliances. Both upstairs bathrooms include double sink vanities and beautiful shower tile. The backyard is fenced and a natural buffer on one side creates additional privacy. With a high walkable and bikeable rating, this ideal location is close to nearby coffee shops and restaurants and is 1 mile from Dutton Island Preserve with nature trails, a fishing pier, kayak launch, and picnic areas. Also just 2 miles from the shores of Atlantic Beach and the restaurants at Beaches Town Center. Atlantic Beach living is waiting for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $608 | $608 | $608 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
Total Monthly Payment | $3,799 | $3,757 | $4,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.