REDUCED $26k below appraisal - Gorgeous 6/3. 5 updated 2 story on 1/3 acre lot in very desirable subdivision in Fleming Island. No CDD or HOA Fees. Home has been remodeled with updated bathrooms, new kitchen, new lighting fixtures, ceramic tile wood plank floors in kitchen, pantries, laundry room & bathrooms. Interior & garage freshly painted, popcorn ceilings have been scrapped & knockdown installed throughout entire house & garage. Huge floored attic area accessible by pull down stairs in garage - some homes in subdivision have had it converted to a bedroom. Hand scrapped Oxford Mahogany floors installed in Family, Dining, Living rooms & hallways downstairs & upstairs. Stairs have been updated with banisters, wrought iron & runner - must see pics to appreciate. Screened/glassed 12x24 enclosure with 6 person hot tub. New roof & New water heaters (2023), newer HVAC (2016) with additional returns installed in bedrooms/hallway upstairs for better airflow. See Supplemental remarks. New kitchen features: new flooring, new 42" Cabinets with soft close doors, new Quartz counters, new backsplash, Farm sink, Newer microwave, New Stove & updated LED Lighting in ceiling with dimmer switch. Wine rack mounted above window/Farm sink for easy storage of your favorite vintage wines. 65" LED TV above Electric Fireplace stays - perfect for watching your favorite team in the upcoming Football season. Pavers installed around enclosure for your fire pit, grill and outside entertainment table/chairs. Spacious backyard with two gates - more than enough room for a new pool or RV or other toys storage. Mature trees provide shade & ambiance to side & backyard for your enjoyment. Good portion of exterior has been repainted. Area surrounding front/left side of house has had the mulch removed & Lava Rock installed for a maintenance free landscape. New carpet in Owners Bedroom & four bedrooms with Hardwood floor installed in left back bedroom downstairs. Owners bedroom closet has been updated with a new shelving system that can be moved/adjusted to fit your desires. Bedroom set in Owners Suite is available for sale & negotiable - washer/dryer are negotiable also. Updated 2. 5" faux blinds have been installed. New window sills have been installed on most windows. Programmable Sprinkler system (with new controller) installed to help keep your lawn looking nice !! 2/1 addition on left side of house (1st floor) could have a barn door installed to provide a separate living area for multigenerational use. Please make an appointment to see it soon. . . it won't last long at new price !!!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,709 | $2,675 | $3,409 |
Total Monthly Payment | $3,009 | $2,975 | $3,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.