You don't see many 4-bedroom, 3-bathroom corner unit townhomes, perfect for multigenerational living with a bedroom and full bath conveniently located downstairs. So many little details that make this house a home starting with LVP>Luxury Vinyl Plank flooring downstairs AND upstairs for easy care with Berber carpet on the stairs for a quiet ascent to the 2nd floor. Also updated ceiling mounted lighting was replaced in the foyer and hall with integrated night light options. The downstairs bath has been refreshed with a new light fixture and a modern mirror. The kitchen boasts a sleek granite countertop and a roomy walk-in pantry. Plenty of room for a 6-8 seat dining table and you still have 4 counter spaces, perfect entertaining space! The exterior courtyard is completely fenced, providing a secure place for pets and your own private green-space, put the shade down as needed! As a corner unit, you can enjoy a bit of gardening in both the back and side spaces, just as the current owner has done. 3 bedrooms are upstairs including the Primary bedroom which has a walk in closet that can handle even the most avid shoe collector! Double sinks in the bathroom gives everyone room to get ready for the day! Guest bath has also been refreshed with a new updated designer mirror. Laundry room is on the 2nd floor. Recent updates to the townhomes include all new roofs and recently painted exterior. Don't spend your weekends mowing and trimming the trees! Located in a well-maintained community, residents can enjoy waterfront amenities including a pool, playground, and ample green spaces. Drive around and see for yourself! Schedule your showing - priced to sell, this is like new with 1 owner, well maintained property selling for up to 58K under some of the new builds in St Cloud and it has more sq. ft. and some of them an extra bedroom and bath! NEW BUDGET PROPOSAL FOR HOA REDUCTION OF $90 MONTHLY for 2025!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,238 | $2,236 | $2,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.