Welcome to this well-kept and clean home in the desirable Oakleaf area of Orange Park. This beautiful property includes 4 bedrooms and 2 bathrooms, featuring modern touches throughout. The split floorplan and open living area offer both comfort and functionality. Enjoy a beautiful backyard view of a pond backed up to a preserve, offering a serene and picturesque setting. The home comes with a brand new roof and a newer HVAC system, ensuring peace of mind and energy efficiency. Located just a short drive from Oakleaf Town Center, you'll have easy access to a variety of shopping and dining options. Additionally, this home is close to major highways and NAS Jax, making commuting a breeze. Residents of Oakleaf enjoy access to two large amenity centers that include clubhouses, tennis courts, pickleball courts, gyms, pools, basketball courts, baseball fields, and open fields. This home is perfect for those seeking a vibrant community with plenty of recreational activities. If buyer uses listing agents preferred lender, lender will contribute 1% of loan amount towards closing costs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,806 | $1,761 | $2,260 |
Total Monthly Payment | $2,348 | $2,303 | $2,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.