Welcome to this 4/5 bedroom 1 bath, bungalow situated mid block in the village of Island Park. Perfect opportunity to make this home your own. This old world charmer features a front enclosed porch, living room, dining room, eat in kitchen, home office/den, master bedroom, bedroom, full bath. The second floor features two well appointed bedrooms. This home also features a full unfinished basement where you will find the washer & dryer, newer gas hot water heater, newer gas boiler, newer electric panel as well as a separate entrance leading to the side yard. Although vintage and in need of some TLC, everything is in working order and this home is being sold as is. Private beach access, Great location, Great Community and close to all including park, shops and public transportation. Low taxes of $6, 867 with STAR, Flood Ins. $1, 400
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,999 | $391,999 | $391,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,382 | $2,382 | $3,098 |
Total Monthly Payment | $3,113 | $3,113 | $3,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.