Welcome to your dream Hudson Valley homestead! This charming ranch-style residence, set on 3 serene acres, boasts an open flow floorplan, three generous sized bedrooms, hardwood floors throughout and fantastic natural light, supplemented by recessed lighting throughout the house. Character filled with exposed beams, a sunroom with stunning hillside views, and beautifully updated dream kitchen with open shelves, stainless steel appliances and granite counters. Two full bathrooms were also renovated in the last few years with gorgeous tilework and trendy fixtures. Cozy up by the pellet stove in the lower-level family room, perfect for those chilly evenings. Relax on the sundeck with a book or barbecue with friends. The property also includes a delightful 1-bedroom guest cottage, ideal for hosting guests or generating rental income. Located on a tranquil no-outlet street within a two minute drive to the Taconic State Parkway for ease of travel, this homestead features lush mulberry trees, vibrant azaleas, an array of mature plantings and gardens. The trees and lawn have been maintained by an organic lawn fertilization company for the past five years. A seasonal stream adds to the lovely setting, and a hot tub offers relaxation year-round. Glorious sunrises can be yours from your two-tiered deck looking East. Pets will love the fenced-in area, giving them plenty of space to roam safely. Don't miss this rare opportunity to own a piece of paradise in the Hudson Valley! Pride of ownership is evident with many new updates including a new washing machine and dryer, electric water heater, boiler and water softener. A whole house generator gives assurance if/when there's a power-outage. 3 car garage provides ample space for storage or hobbies. Contact us today to schedule a viewing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $3,780 | $3,777 | $4,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.