Welcome to this charming ranch home in the Sachem School District, where modern amenities meet classic design. With 3 bedrooms and 2 full baths, this inviting property offers comfortable and convenient living. Step inside to discover a stunning, newly renovated kitchen that truly serves as the heart of this home. Outfitted with stainless steel appliances, including a sleek LG refrigerator, this kitchen features elegant quartz countertops and cabinetry thoughtfully designed with pull-out cabinets and large drawers, providing ample storage and a touch of sophistication. The primary bedroom offers a serene retreat, complete with a private bathroom that boasts a beautiful stone walk-in shower, perfect for relaxation and privacy. The formal living room creates a warm and welcoming atmosphere, ideal for family gatherings. Adjacent to the living room, you'll find a generously sized den with a cozy wood-burning fireplace, making it the perfect space for relaxation and entertainment. The den seamlessly leads to the backyard, enhancing the indoor-outdoor living experience. Host dinners in the formal dining room, which adds a touch of elegance to any gathering, whether it's a special occasion or a casual meal. This home boasts brand-new windows and a new roof, ensuring energy efficiency and peace of mind for years to come. The addition of gutter guards further enhances the home's durability and low-maintenance appeal. A large partial basement houses the laundry area and offers plenty of space for storage or can be transformed into a wonderful recreation area. The full attic provides additional storage options, catering to all your needs. Outside, enjoy a private patio complete with a charming gazebo, perfect for outdoor gatherings or quiet evenings under the stars. The property is enhanced by underground utilities, which not only add to the home's clean and polished appearance but also reduce the risk of power outages during storms, providing added security and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $869 | $869 | $869 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $3,031 | $3,919 |
Total Monthly Payment | $3,995 | $3,992 | $4,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.