LOOKING FOR A ROOMY HOME? Come and appreciate all this home has, including: all 2. 5 bathrooms have been updated from the vanities to the fixtures, a separate living room, the kitchen has updated cabinets with a breakfast bar, and a GENEROUSLY PROPORTIONED DINING ROOM area for gatherings with friends and loved ones. The double pane sliding glass door leads to an EXPANSIVE SCREENED LANAI with 2 ceiling fans, perfect for entertaining or just enjoying a good book. The fenced yard has a banana tree, a lush grape vine, pineapples, a blackberry bush and plants (that can stay or go ie plants) is nice to have for pet lovers and privacy. The yard has a sprinkler system with an added UNDERGROUND DRAINAGE SYSTEM with 5 drains so that there is no standing water during the rainy storm season. NO ELECTRIC BILL with SOLAR PANELS (assumable) along with a BACK-UP BATTERY PACK PAYS FOR ITSELF. Have PEACE of MIND during hurricane season and know you will not lose AC, power, or deal with food getting spoiled. Seller will be putting on a NEW ROOF and the solar panels will be re-installed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,577 | $2,024 |
Total Monthly Payment | $1,778 | $1,758 | $2,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.