Welcome to this charming 3-bedroom, 2. 5-bathroom home located in the desirable Pine Lakes neighborhood of Palm Coast. Situated on an oversized corner lot, this property offers both space and privacy, perfect for comfortable living and entertaining. The home features high ceilings, creating a spacious and airy ambiance. Enjoy the convenience and privacy of a split floor plan, ideal for families or guests. There is a large master suite with a view of the pool area and its own access through the bedroom sliders, with a bathroom that features a soaking tub, walk-in shower, and dual vanities for a spa-like experience. The kitchen boasts a double oven, granite countertops, and ample storage space. Benefit from a whole-house water softener and filtration system for pure, clean water. Seamlessly blend indoor and outdoor living with disappearing sliders that open up to the pool area. Swim in the large, solar-heated pool, perfect for relaxation and outdoor fun. Entertain in style with an outdoor bar and covered seating area. Convenient guest/pool bath accessible from the outdoor area. Enjoy the privacy and security of a fully fenced yard, ideal for children and pets. Maintain a lush, green lawn with a sprinkler system that operates on a well. Keep your 2 car garage cool and comfortable year-round with a dedicated mini split A/C unit. New hot water heater installed in 2023 for added peace of mind. Pine Lakes is a highly sought-after community in Palm Coast, known for its tranquil environment and close-knit community feel. Enjoy easy access to local amenities, including shopping, dining, walking/biking trails, golf courses and parks. The expansive Flagler County beaches make this location perfect for those who love coastal living. Don’t miss the opportunity to make this beautiful pool home yours and experience all that this Palm Coast gem has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,156 | $2,722 |
Total Monthly Payment | $2,489 | $2,435 | $3,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.