45 Westgate LANE, Palm Coast, FL, 32164 | $400,000

Welcome to this charming 3-bedroom, 2. 5-bathroom home located in the desirable Pine Lakes neighborhood of Palm Coast. Situated on an oversized corner lot, this property offers both space and privacy, perfect for comfortable living and entertaining. The home features high ceilings, creating a spacious and airy ambiance. Enjoy the convenience and privacy of a split floor plan, ideal for families or guests. There is a large master suite with a view of the pool area and its own access through the bedroom sliders, with a bathroom that features a soaking tub, walk-in shower, and dual vanities for a spa-like experience. The kitchen boasts a double oven, granite countertops, and ample storage space. Benefit from a whole-house water softener and filtration system for pure, clean water. Seamlessly blend indoor and outdoor living with disappearing sliders that open up to the pool area. Swim in the large, solar-heated pool, perfect for relaxation and outdoor fun. Entertain in style with an outdoor bar and covered seating area. Convenient guest/pool bath accessible from the outdoor area. Enjoy the privacy and security of a fully fenced yard, ideal for children and pets. Maintain a lush, green lawn with a sprinkler system that operates on a well. Keep your 2 car garage cool and comfortable year-round with a dedicated mini split A/C unit. New hot water heater installed in 2023 for added peace of mind. Pine Lakes is a highly sought-after community in Palm Coast, known for its tranquil environment and close-knit community feel. Enjoy easy access to local amenities, including shopping, dining, walking/biking trails, golf courses and parks. The expansive Flagler County beaches make this location perfect for those who love coastal living. Don’t miss the opportunity to make this beautiful pool home yours and experience all that this Palm Coast gem has to offer!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: Irregular
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,134
  • Acreage: 0.3
  • Lot Size: Irregular
  • Est. Taxes: $2,453
  • Lot Desc: Corner Lot, Irregular Lot, Landscaped, Oversized Lot
  • Pool: In Ground, Outside Bath Access, Screen Enclosure, Solar Heat
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator, Water Filtration System, Water Softener
  • MLS#: FC302562
  • Days on Market: 127 days
  • Website: https://www.raveis.com
    /prop/FC302562/45westgatelane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 10:47:08 PM)
Listing courtesy of TRADEMARK REALTY GROUP LLC   Phone: 386-447-6889

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

45 Westgate LANE, Palm Coast, FL, 32164

$400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $204 $204 $204
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,210 $2,156 $2,722
Total Monthly Payment $2,489 $2,435 $3,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.