Welcome to this 3 Bedroom 2 Bath Courtyard Home WITH GOLF CART GARAGE, Over Looking the First Fairway . The Groves Golf and Country Club is a gated Adult Golf Course Community in the heart of Land O Lakes. Enjoy sitting and watching the Golfers from this oversized Lanai which has a New Roof for complete coverage. Kitchen has all appliances with a Big Island for entertaining and Storage. Master Bedroom has a Bay Window for true sanctuary, Complete with ENSUITE BATHROOM with dual sinks, walk in shower and WALK IN CLOSET. The 2nd. and 3rd. Bedrooms with 2nd Bath are on the other side of Home. Upgraded light fixtures and fans. CROWN MOLDING ALL THROUGH THE HOME. 'NEW ROOF IN 2022'. Water Softener in garage and Under sink water drinking system. The Beautiful Courtyard side entrance is Gated at both ends which adds overall charm to the home. Quarterly HOA fees Include roof replacement, exterior paint, lawn mowing, cable T. V and Internet. Right outside the gates is a Publix, Bank, Restaurants, and Hair and . Nail salons. Community features 18-hole Golf Course, aqua range, pool an spa, clubhouse, tennis, pickle ball, bocce ball, shuffle board, dog parks and much moore
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Our Executive Mortgage Banker:
Our Insurance Division:
$387,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,000 | $310,000 | $310,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,115 | $2,060 | $2,637 |
Total Monthly Payment | $2,596 | $2,541 | $3,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.