The Perfect Starter Home for Boat Lovers!! This charming 3-bedroom, 2-bathroom home on the Forbes Waterway, offers direct access to the Myakka River. Whether you're into fishing or cruising the pristine waters of southwest Florida, this home has got you covered. You can head north on the Myakka to enjoy the natural beauty and wildlife along the river, or head south to visit Sunseeker Resort or Fisherman's Village in Charlotte Harbor. You can even go west to Boca Grande Pass, the tarpon fishing capital of the world. This house features many recent improvements including a NEW ROOF as of 2023, a lanai restoration, SOLAR panels installed in 2023 and a recent A/C upgrade in 2021. The 10x20 Dock features a covered boat lift with a new Canopy installed in 2024 along with a cleaning station, electric and water at the dock. The fenced backyard is a gardeners delight with an abundance of plants and flowers, and is a perfect retreat for your pet and also includes a shed with electricity, and a screened back lanai for relaxing. There is room for a pool in the future as well if you so desire! As a resident of Gulf Cove, you can also make use of the Gulf Cove private community boat ramp and the waterfront community park, playground, and pavilion. Plus, joining the Homeowners Association (HOA) is optional, with an annual fee of $75 for membership and an annual fee of $75 for use of the boat ramp.
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,999 | $327,999 | $327,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,993 | $1,964 | $2,572 |
Total Monthly Payment | $2,376 | $2,347 | $2,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.