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20261 Estero Gardens CIR, #104, Estero, FL, 33928 | $325,000
This Florence floorplan was stunningly remodeled and needs to be seen to be appreciated. This condo is located in a prime waterfront building next to the main pool and offers expansive lake views from the tiled lanai. Inside, the home is even more impressive, offering a custom-built frameless glass shower rarely available on first-floor units. Other notable upgrades include new flooring, exotic stone counters in the kitchen and baths, replaced sinks, faucets and fixtures, crown moldings, stainless steel appliance package, and custom paint. While initially designed as a 1 + den, added French doors, a second walk-in closet, and a half bath make this function as a 2-bedroom property. Enjoy the safety of being completely protected from the elements and the privacy and quiet that come with hurricane-impact glass windows and sliders. BRAND NEW ROOF in 2024! Villagio a completely maintenance free community located in the heart of Estero minutes from Coconut Point and the Gulf Coast town center. Villagio offers amenities rarely found in a low-fee community: gated security, multiple swimming pools, a heated spa, recently refinished tennis and pickleball courts, a movie theater, an ice cream bar serving local favorite royal scoop, and a full menu. The Cafe is open seven days a week! The low Condo fee of $530/mo includes water, cable, high-speed internet, pressure cleaning, painting, and more!
Features
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric
- Amenities: BBQ - Picnic, Clubhouse, Park, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Restaurant, Street Lights, Tennis Court(s), Theater, Gated, Tennis
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Washer/Dryer Hookup, Inside
- Complex: VILLAGIO
- Year Built: 2004
- Common Charge: $530 Monthly
- Approx Sq. Feet: 1,537
- Est. Taxes: $1,870
- Lot Desc: Regular
- View: Lake
- Water Front: Yes
- Pet Policy: With Approval
- Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator/Icemaker, Washer
- MLS#: 224061260
- Days on Market: 117 days
- Website: https://www.raveis.com
/prop/224061260/20261esterogardenscir_estero_fl?source=qrflyer
Listing courtesy of Compass Phone: 239-261-4000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20261 Estero Gardens CIR, #104, Estero, FL, 33928
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
| Monthly Tax Payment | $156 | $156 | $156 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,708 | $1,728 | $2,193 |
| Total Monthly Payment | $1,939 | $1,959 | $2,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388