In Spackenkill, just north of the Poughkeepsie Galleria, on a calm road in the quiet Crown Heights neighborhood, there is a four bedroom, two bathroom, approx 1700 sqft Raised Ranch for sale. Situated on a level, third-acre, corner lot with a fenced in backyard. The walkthrough kitchen leads out to the oversized screened-in back porch. Main floor includes living room, dining room, kitchen, full bath, three bedrooms. Lower Level includes a family room / den plus an additional bedroom with a half bath. The furnace room seconds as laundry room. Two car attached garage. Close to schools, parks, and recreational activities. This commuter location is close to bus, public transportation and Metro North train station. Close to Route 9 Corridor puts you minutes from shopping and dining, yet set back in quiet suburbia. Halfway between Poughkeepsie and Wappingers, the perfect central location to the finer things. Municipal sewer and water provide a few less things to think about. Natural gas heat. Large level front yard. Additional Information: Amenities: Soaking Tub, Storage, ParkingFeatures: 2 Car Attached,
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William Raveis Mortgage, LLC
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Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,083 | $1,083 | $1,083 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,156 | $2,722 |
Total Monthly Payment | $3,368 | $3,314 | $3,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.