Situated on an oversized lot in one of the most picturesque 'Sconset locations, these two recently updated cottages are as charming as they come! These two quintessential summer cottages leave little to be desired as they were comprehensively renovated in 2020 and feature light and bright living areas, incredibly thoughtful use of space and updated kitchens and bathrooms. In addition, there is a third cabin located at the rear of the property that can be used for storage or any other use. Located just across the street from the 'Sconset Chapel and Casino in the heart of the village, this property is only moments to all the amenities 'Sconset offers, including the beach, restaurants and shopping. Enjoy the property as-is, or utilize expansion concept plans to take full advantage of this sizable property. First Floor Enter through the front porch into the open living area with a vaulted ceiling and shiplap walls. There is a sitting area on either side of the entry which is open to the kitchen with thoughtfully placed swivel chairs to enjoy the space. The kitchen is well-appointed with new cabinetry, open over-counter shelving and quartz concrete countertops. The breakfast bar comfortably seats six, making this a great entertaining space. There is a full bathroom with a tiled shower, a glass enclosure, and a stone top vanity. The primary bedroom has a lofted space for storage. Toward the rear of the home is a second bedroom with abundant ambient light. Down the hall is a four-season porch which serves as a second living area, a laundry area and offers a full bath with a tiled shower. Access to the spacious bluestone patio is through the four-season porch. It provides the perfect spot for outdoor dining and is surrounded by privet. Basement In the front house, there is a partial basement which houses the hot water heater and has room for additional storage. Other Structures There is a storage shed toward the rear of the property. Secondary Dwelling
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,196,000 | $3,196,000 | $3,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $18,147 | $19,939 | $26,754 |
Total Monthly Payment | $18,793 | $20,585 | $27,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.