Embrace comfort, convenience, and charm in this Davis Shores gem! This charming 3-bedroom, 2-bathroom home is nestled in the heart of Davis Shores offering 1, 500 square feet of comfortable living space. The front-positioned kitchen, with its cozy dining nook, is perfect for casual meals and morning coffee. Designed for efficiency, the kitchen remains separate from the expansive living area, which is ideal for relaxing and entertaining. Step out from the living room to a screened back porch, perfect for enjoying the outdoors year-round. The home features two guest bedrooms near the entrance, a shared bathroom, and a convenient laundry room. The master suite, located at the rear, is a private sanctuary with an en-suite bathroom featuring a walk-in shower. The generous backyard provides ample green space for pets or play. A one-car garage offers storage for toys and beach gear. Location is key, and this home is just a short walk or bike ride away from all the wonderful things St. Augustine has to offer! Bike to Historic St. Augustine, peruse the farmers market at the Amphitheater, stroll through Anastasia State Park, or walk to many great restaurants. We can't wait to see you there!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,984 |
Total Monthly Payment | $2,708 | $2,706 | $3,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.