Welcome to this exceptional opportunity to own a very well-maintained two-unit residential property in a peaceful residential area of Hartford. This property exudes pride of ownership and presents a fantastic investment or owner-occupant opportunity. Both the first and second floors feature identical layouts with two to three bedrooms and one bathroom each, providing ample living space and versatility. The highlight of this property is the finished attic, complete with a full bathroom, seamlessly extending the living space of the second-floor unit-a rare find that adds significant value and functionality. Situated on a spacious lot, this home offers convenience with a recently built detached two-car garage in addition to a second garage, both ensuring ample parking and storage options. The roof, less than five years old, and the expansive basement with concrete floors further enhance the property's appeal and practicality. Benefitting from natural gas furnaces and hot water, this property is move-in ready, promising comfort and efficiency for its occupants. Whether you're looking to generate rental income or seeking a charming place to call home in Hartford, this property stands ready to fulfill your needs. Don't miss out on this opportunity to own a well-appointed property with outstanding features and superb condition. Schedule your showing today and envision the possibilities this home has to offer!
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,469 |
Total Monthly Payment | $2,575 | $2,573 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.