Charming Starter Home or Airbnb Gem in Punta Gorda!
Discover the perfect blend of comfort and convenience with this adorable home, ideally situated on an oversized lot in the vibrant Punta Gorda area. Whether you’re seeking a cozy starter home or a potential Airbnb investment, this property offers fantastic potential in a prime location with easy access to SWFL’s top dining, shopping, and entertainment.
This residence is move-in ready with a BRAND NEW AC SYSTEM and a 2023 ROOF, ensuring peace of mind and modern efficiency. The electrical panel was recently upgraded in 2018, adding to the home's contemporary appeal.
Step inside to find a spacious living room bathed in natural light, perfect for entertaining guests or enjoying quiet evenings at home. The well-appointed kitchen is a chef’s delight with extensive countertop space, ample cabinets, and a small pantry.
The inviting dining area features sliding glass doors leading to a TEMPERATURE CONTROLLED FLORIDA ROOM, offering year-round comfort.
This charming home includes two generously sized bedrooms and two bathrooms. The primary bedroom is a serene retreat with plush carpeting and an ensuite bathroom featuring a walk-in shower. The Charlotte Harbor Water Association has recently upgraded the community's water distribution system with new piping at no cost to property owners! The system is located just 425 feet from the newly renovated 8 ACRE HARBOR HEIGHTS PARK, which is maintained by Charlotte County and fully accessible to you! The incredible park features a PUBLIC BOAT RAMP, day docks, a playground, pavilion, barbecue areas, basketball and shuffleboard courts, lighted tennis and pickleball courts, horseshoe pits, and a butterfly garden. The boat ramp provides access to the Peace River, the Blueway Trails, Charlotte Harbor, and the Gulf of Mexico!
Additional home features include a one-car garage and a sizable shed, providing ample storage space for all your needs.
Don’t miss out on this exceptional opportunity to own a property that combines style, comfort, and investment potential. Schedule your showing today and make this Punta Gorda gem yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,536 | $1,515 | $1,923 |
Total Monthly Payment | $1,927 | $1,906 | $2,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.