Welcome to this beautiful 2-bedroom, 2-bath home in the peaceful community of Palm Cay. RETREAT TO THE PRIVATE YARD THAT IS FULLY FENCED!! Newly renovated KITCHEN with neutral Laminate counter tops, New Stainless Steel Appliances and New Garbage Disposal. MOVE IN READY! Inside Laundry Room with Washer & Dryer included. Plenty of space for Pantry / Shelving. The Living Room has beautiful laminate floors, perfect for easy clean up. The Dining room is inviting. Carpet in both bedrooms, tile in the Kitchen/Dining, and Laminate in Livingroom and Hallway. Ceiling Fans throughout. The primary bedroom includes a TV +stand and spacious walk in closet, en-suite bathroom has a beautiful walk in shower. Enjoy the large 9x21 ENCLOSED LANAI with windows and custom darkening shades, includes a window A/C unit to add more livable square footage to the home. The One-Car Garage is perfect size with attic stair access and a side door entry. The Exterior Siding replaced in 2021. Hot Water Heater 2021, Roof 2010. Come Experience a Relaxing Lifestyle in Palm Cay. Low HOA of $117. 45 and includes 24 hour gate guard, pool, clubhouse, fitness center, library, card room, billiards, tennis court, bocce ball and so much more. Convenient location to shopping, dining, medical, entertainment, and parks. Schedule your SHOWING TODAY!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,200 | $135,200 | $135,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $911 | $899 | $1,140 |
Total Monthly Payment | $1,061 | $1,049 | $1,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.