1405 Dorchester STREET, Port Charlotte, FL, 33952 | $265,000

NEW ROOF 2023, NEW Water Heater 2024 and NOT located in a Flood Zone! This 4 bedroom 2 bathroom home is located on a freshwater canal and the back yard is fenced. Home is located on the Dorchester Waterway and is within minutes of shopping, dining, and entertainment. There is a shed with electric that is perfect for a work area, man cave, she shed or to keep your lawn equipment and toys. Fishing poles welcome! Enjoy your morning coffee, the beautiful Florida weather or an afternoon rain sitting on the covered lanai in front of the home or on the large lanai in back. The living room is open to the dining room area next to the kitchen so is a great place to entertain family and friends. There is also a large area to the rear of the home with a sliding glass door that leads out to the lanai that can be used as a family room, entertainment area, computer area and so much more! The 4th bedroom is conveniently located off of this room for added privacy. Bring your fishing pole Windows in the home have been replaced with hurricane windows and one of the rear sliders is also impact. The home is concrete block construction except for the rear wall, which has been rebuilt since they have owned the home. Sellers are currently packing so please take that into consideration and book an appointment to see all that this home has to provide you and your family!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 1970
  • Garage: Covered, Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,826
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $2,203
  • Lot Desc: In County
  • Elem. School: Neil Armstrong Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: C7495854
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/C7495854/1405dorchesterstreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/13/2024 8:32:09 AM)
Listing courtesy of Sun Realty   Phone: 239-649-1990

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1405 Dorchester STREET, Port Charlotte, FL, 33952

$265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.339% 7.017% 6.120%
Monthly Tax Payment $184 $184 $184
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,393 $1,393 $1,775
Total Monthly Payment $1,652 $1,652 $2,034

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.